Investments

Foundations

The slow, illiquid base of your wealth — retirement you can't touch yet, and the property you hold. Already in your net worth; itemized and kept live here.

Foundations total

$746,200

retirement + property

Retirement (401k etc.)

$133,200

3 plans · live via Plaid

Real estate

$613,000

3 properties · live valued

401(k) & retirement

live · synced 147d ago
  • Vela 401(K)$55,000
  • Meridian 401(K)$39,400
  • Northwind 401(K)$38,800
Total$133,200

Plan balances pulled live from Plaid (current + past employer plans). Holding-level detail (the funds inside each plan) comes later — for now this is the live plan balance.

Real estate

manual
  • Cedar Hollow townhomeRentCast AVM$292,000
  • Emerald Heights (3BHK, Hyderabad)AI ₹/sqft web search$208,000
  • Lands/plots in IndiaManual estimate$113,000
Total$613,000

The US townhome via RentCast AVM; the Hyderabad flat via AI ₹/sqft web search; India lands at your manual figure. All already counted in your Roadmap net worth.

If everything went badly for thirteen years

Your money floors at 0.28% a year rather than the 0.10% an equity-only reading gives it. 66% of what you hold does not move with the stock market.

property · stressed, not measured62% · floors at 0.0%
equity34% · floors at 0.1%
deposit2% · floors at 6.0%
gold1% · floors at 9.7%
cash1% · floors at 0.0%

One line is a stress rather than a measurement. No long-run total-return index for Indian residential land stands up, so it is held flat for thirteen years — chosen to be pessimistic, not to be accurate. It is also the largest line here, which is why the blend helps less than it looks like it should.

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