Spending
Where the money goes
Categories, recurring costs, and earned-vs-spent-vs-invested — from your connected accounts.
- Brightline Savingssavings$13,800
- Total Checkingchecking$3,660
- Free Checkingchecking$2,060
- Primary Savingssavings$1,100
- Primary Savingssavings$940
- Harbor Savingssavings$720
- Brightline Checkingchecking$340
- Free Checkingchecking$300
- Wallet Cashsavings$85
Checking & savings across every connected bank.
- Cedar Hollow mortgage2.875% · $1,260/mo$177,000
- Family car loan$580/mo$23,000
- Credit cards (combined)$1,540
Incl. the home mortgage Plaid can't see.
- Northgate Mortgage Comonthly$1,431/mo
- Intl Family Transfermonthly$766/mo
- Willowmere Credit Unionmonthly$383/mo
- Ashford Internetmonthly$154/mo
- Juniper Power & Lightmonthly$126/mo
- Ironwood Broadbandmonthly$65/mo
- Belmont Watermonthly$29/mo
- Brookline Internetmonthly$24/mo
- Sagebrook Parkingbiweekly$17/mo
- Vantage Mobilemonthly$16/mo
- Groceries, at your leanestFood and nappies are not optional. This is the lower quartile of your last two years — a month you have actually run on.$559/mo
Only what there is no version of the month without. 16 other streams recur — the gym, the subscriptions, the weekly habits — and are left out on purpose: they have a rhythm, but they are choices.
Earned vs spent vs invested
Earned
$90,830
Spent (real)
$84,969
Wealth-building
$0
Net saved
$5,861
Wealth-building = brokerage + gold + India-flat payments. Internal account moves & the visa-sponsor pass-through are excluded.
Spending over time
▬ earned (above) · ▬ spent · ▬ wealth-building (below) · tap a bar to focus
Trends
Money in vs out over time
Earned vs real spending vs wealth-building (brokerage + gold + the India flat), per period. Internal transfers excluded.
Monthly burn trend
Real monthly spending, last 24 months. Dashed line = your typical burn (median $6,883/mo). Amber dots = spike months above $10,325.